Our Philosophy

Retirement planning that’s more than a checkbox.

Focus Pension is a nationally recognized third party administration firm (TPA) specializing in ESOP and 401(k) administration. Our consultative philosophy is rooted in a deep appreciation for the unique role employers play in the lives of their employees. We believe retirement planning should be more than just checking boxes on a form. Retirement planning is about building and maintaining a strong foundation today for a strong future tomorrow. With decades of experience and a hands on approach, we guide overwhelmed employers through the daunting task of managing and sponsoring a qualified retirement plan.

Delivering distinct advice in a holistic approach to retirement planning is what we do. Whether you’re a one-man shop or an employer with hundreds of employees, we help plan sponsors navigate their retirement planning options in simple and understandable terms. Let us focus on the day-to-day administration of your plan so you can focus on growing your business.

 


Why do Employers Choose Focus Pension?

Independent & Objective

We’re not here to sell you something. Our focus is solely on you. As a non-producing TPA, we sell no investment or insurance products, we don’t manage assets, and we don’t give investment advice. Instead, we work with outstanding record-keepers and advisors. Our fees are completely transparent and any “revenue sharing credits” we receive from your investment firm are credited back to you.

Consultative Approach
We consider ourselves a service provider. With Focus Pension, you have a single point of contact providing real answers to detailed questions, while keeping an eye on how those decisions affect your company, participants and fiduciaries in both the short and long term. It is not just about designing or administering a plan, it is about making sure you have the right plan and that you know exactly what it all means.

ESOP Expertise
When the Employee Stock Ownership Plan (ESOP) transaction is complete, companies are often left wondering what to do next. Focus Pension grasps the nuances of ESOP structures and creates a critical communication flow between all the professionals involved, making your ESOP simple and straightforward.

Fiduciary Support
Every plan sponsor has fiduciary obligations to fulfill in order to remain in compliance, but what they are and how they need to be carried out are not always clear. Focus Pension helps you fully understand your fiduciary obligations, and offers tools such as the online ESOP Access portal that make it easier to meet them.

Complimentary Plan Analysis
Whether you’re looking for a new TPA to service your ESOP, 401(k), or other benefit plan, or are considering changing administrators, Focus Pension offers free plan analysis so you can choose the right partner.

Online ESOP Administration
Save time and energy, and streamline plan access for participants and your HR Department alike. Focus Pension’s ESOP Access web-based portals are individualized online information hubs for participant- and plan-level ESOP management offering quick and paperless plan communications, 24/7 information visibility and secure data storage and sharing.

Purpose-built retirement planning begins here.